Flixapay stands as a visionary — with plans to revolutionize financial access and inclusion for businesses. An intuitive platform powered by our strategic partners delivers a comprehensive suite of services, including multi-currency wallets, real-time cross-border payments, micro lending, and tailored financial tools for businesses.
Figures processed by our regulated partners — Ebury, Moneycorp and Shift4 — across the Flixapay network.
B2B accounts, cross-border payments, point of sale, trade finance and capital advisory — under a single commercial relationship, not a stack of disconnected vendors.
Multi-currency business accounts with local account details, giving you a local banking presence in every market you operate in.
Powered by Ebury (UK/EU) · Moneycorp (US/CA) Client safeguarding via Citi & Barclays, through EburyMulti-currency wallets, local settlement rails and institutional FX for payroll, supplier payments and treasury flows.
Powered by Ebury (UK/EU) · Moneycorp (US/CA) UK Client Login →Full EPOS, tableside ordering and merchant lending for stadia, hospitality and retail — live in minutes, £0 upfront.
Powered by Shift4 · GlobalUnsecured revolving credit lines from £50,000 to £5,000,000, zero debentures, interest charged only on days used — available across every live region including the UK.
Powered by Banco Santander, via EburyCapital introductions, portfolio strategy and M&A advisory for sports, real estate and corporate clients.
Coming SoonA matchday isn't one point of sale — it's dozens, running at once. Concession stands, merchandise kiosks, hospitality boxes, bars and season-ticket renewals all need to take payment in the same ninety minutes, often on a connection that can't be guaranteed. Shift4's SkyTab platform, delivered through Flixapay, is built for exactly that kind of concentrated, high-volume commerce.
SkyTab Point of Sale gives every till in the ground — from the kiosk to the hospitality suite — a full EPOS system with offline processing built in, so a dropped connection at kick-off doesn't mean a queue that isn't moving. SkyTab Glass & Mobile extend that into hospitality boxes and pitch-side vending, with tableside ordering and quick-split billing for corporate hospitality packages.
Between matches, Lighthouse Back Office gives finance and commercial teams a single view of concession, merchandise and hospitality revenue — and Shift4 Capital offers interest-free merchant lending against that processing volume, repaid as a fixed percentage of daily sales, for clubs funding a fit-out or a new retail unit without touching a bank facility.
Currency risk behaves differently depending on your industry, your payment cycles and your appetite for volatility. Rather than one-size-fits-all FX, we help you combine the tools below into a strategy that fits your business — locking in certainty where you need it, and keeping flexibility where you don't.
Forward contracts fix today's rate for a payment you know is coming, so budgets and margins aren't at the mercy of the market between now and settlement.
Set a target rate and let it execute automatically the moment the market reaches it — useful when you can't watch the market yourself.
Currency options give you the right, not the obligation, to exchange at an agreed rate — protection against adverse moves while keeping upside open.
Spot contracts settle at today's market rate for urgent or one-off payments that can't wait for a forward date.
Matching income and costs in the same currency — natural hedging — reduces the exposure you need to manage with instruments in the first place.
A full suite of regulated FX instruments, each suited to a different purpose — and designed to be layered together rather than used in isolation.
Fix an exchange rate today for a transaction on a future date. Ideal for known payment schedules and multi-year planning — fixed-dated forwards settle on a single date, window forwards let you draw down within a set period. Forward contracts may require a deposit.
Execute an exchange immediately at the prevailing market rate. Best suited to urgent payments or one-off purchases where timing matters more than rate certainty.
A simultaneous spot exchange and forward re-exchange of two currencies at pre-agreed rates and fixed dates — a funding tool that's also used to extend or advance the delivery date on an existing forward contract.
Set a target rate and have it execute automatically once the market reaches it — useful for rate-sensitive transactions where you have a level in mind but not a fixed deadline.
One platform, added to market by market as licences confirm — not rebuilt each time.
A business operating across a handful of countries — a sports club, a hospitality or leisure group, a mid-to-large corporate — doesn't typically have one financial partner. It has five. A local bank for accounts, a separate FX desk for cross-border revenue and payments, a POS provider for the venue or retail side, a payroll platform for international staff, and a lender for working capital — each with its own onboarding, its own compliance checks, and its own reporting format that rarely talks to the others.
Multiply that by every country a growing organisation operates in, and the fragmentation compounds: reconciliation drag, duplicated KYC, inconsistent FX pricing, and finance teams spending more time stitching systems together than using the data inside them. That fragmentation is the actual cost most mid-to-large businesses — sports clubs, hospitality and leisure groups, and corporates alike — are paying, not just in fees, but in speed and visibility.
Flixapay exists to collapse that stack. One relationship, one compliance framework, one dashboard — covering cross-border payments, POS, trade finance and capital advisory, with payment reach across 190+ countries via our partner network. The same organisation that once managed five vendors per market manages one platform everywhere it operates.
Free account setup, onboarding in days, and a dedicated relationship manager from day one — fully confidential.